Navigating Insurance Claims
Protect yourself from insurance company tactics and understand your coverage
Insurance Company Tactics to Avoid
Common strategies adjusters use to minimize your claim
- Recorded Statement Trap
- YOUR PROTECTION:
Politely decline and refer them to your attorney
- Quick Lowball Settlement
The Tactic: Early offers before you know full extent of injuries
- YOUR PROTECTION:
Wait until Maximum Medical Improvement (MMI)
- Pre-Existing Injury Claim
The Tactic: Arguing injuries existed before the accident
- YOUR PROTECTION:
- Blame the Victim
The Tactic: Exaggerating your percentage of fault
- YOUR PROTECTION:
- Delay Tactics
The Tactic: Hoping you get desperate and accept less money
- YOUR PROTECTION:
- Social Media Surveillance
The Tactic: Monitoring activities to discredit injury claims
- YOUR PROTECTION:
Florida PIP Insurance Explained
Personal Injury Protection coverage requirements and benefits
What is PIP Insurance?
Medical Expenses
80% up to $10,000
Lost Wages
60% up to $10,000
Income replacement if you cannot work
Death Benefits
Up to $5,000
Funeral and burial expenses
Critical PIP Rules You Must Know
14-Day Rule
You must seek medical treatment within 14 days of the accident or lose your PIP benefits
Emergency Medical Condition
Only EMC (Emergency Medical Condition) allows full $10,000 coverage. Otherwise capped at $2,500
No-Fault System
PIP pays regardless of who caused the accident - your own policy covers you
Free Insurance Policy Review
Let our experts analyze your coverage and identify gaps
Insurance Review
Submit Your Insurance Policy for a Free Review
Privacy Policy
Your information is safe with us. We will not share your details with any third party without your consent. Important: This form is for insurance policy review purposes only. Reid Injury Law specializes in catastrophic personal injury cases. The information you provide will be kept confidential and used solely to evaluate your insurance coverage. We do not sell or share your personal information with third parties. By submitting this form, you acknowledge that you are providing sensitive personal information voluntarily for the purpose of obtaining a free insurance policy review.
Insurance Policy Review Form
